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Life Right

A Life Right is the highest form of a personal right protected by law, making this a safe and secure investment. The comfort of a secured lifestyle without the hassle of maintenance, preparation of meals, concerns of security and to mention convenient access to on-site health care services.

Life Right is a type of transaction where the purchaser and his / her spouse obtain the right to live in a specific dwelling for the duration of their lifetime after which capital is returned with a profit share, depending on the options selected.

Purchasers of Life Rights basically have three purchase options:

  • Invest with a profit share option
  • Invest with a capital return only option
  • A deferred payment investment option (only a limited number on offer).

What is a Life Right?

A life right can be viewed as the ideal way to purchase a home if you are of retirement age. The concept of Life Right is officially recognized by the Housing Development Schemes for Retired Persons Act 65 of 1988 so it is legally regulated. Buying a Life Right is therefore a very secure transaction. In purchasing a Life Right the retiree purchases the right to live in a specific unit in the retirement facility for the remainder of his/her life.


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